I am an Economist based in Bulawayo, Zimbabwe. I am a lecturer at the Department of Banking at the National University of Science and Technology (NUST) in Bulawayo, Zimbabwe. My teaching specialty areas are Principles of Economics and National Income Accounting. My research interests over the past three years have been on Credit Risk Management, Microfinance (especially the availing of financial services to the under/unbanked communities) and Mobile/Electronic Banking.
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