Ernest Noel Kuzoe is CEO of Emphasibs, USA, a company he founded to provide consulting services and insurance business strategies to the financial services industry, with emphasis on life insurance companies.
For the past 25+ years, Ernest has been developing solutions to help replacing, modernizing or transforming the primary systems that process and issue life insurance and annuity policies, and have worked with the major insurance policy administration systems OIPAS-AdminServer, ALIP(NaviSys), INGENIUM, CyberLife and LIFE-COMM.
His areas of expertise are Life Insurance and Annuity products development from an actuarial perspective (Whole Life, Term, Endowment, Universal Life, Variable Universal Life, Deferred and Immediate Annuities, etc) and insurance policy administration systems implementation. Ernest worked on several projects for industry leaders such as MetLife, ING, Hartford Life International, Prudential, John Hancock and AOBA Life of Japan. Ernest is comfortable discussing the demanding issues insurance companies are grappling with today, and can craft the solutions for them, whether the companies are across the street here in the USA , or on the other side of the globe. Prior to Emphasibs, Ernest worked at Cognizant Technology Solutions, Accenture, Hartford Life International, SOLCORP/EDS, KPMG, and Milliman. He has a bachelor’s degree in Actuarial Science from the University of Wisconsin-Madison.