Brett Magrath, Founder and Chief Technology Officer: Brett’s core expertise is in business process analysis and functional system designs. He possesses a unique ability to identify process bottlenecks and develop IT system-driven solutions. He spent five years working for JP Morgan as a Business Analyst in London and Cape Town coordinating business requirements from operational units in four continents and working with an IT development team based out of Mumbai. He then founded CAD International to roll out IT services to Southern Africa. He was first exposed to the potential of mobile commerce in 2004, when an opportunity took him to Bangladesh to build a system that achieved over 500,000 electronic airtime voucher sales per day. He holds a BComm in Business Finance (Hons) Cum Laude from the University of Kwazulu Natal. Brett manages Mobile Transactions IT development out of Cape Town, and is responsible for our overall technology strategy and system development.